Hdfc bank personal loan interest

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Hdfc bank personal loan interest

Linked Deposit A deposit in an account with a financial institution to induce that institution's support for one or more projects. By accruing no interest or low interest on its deposit, a foundation essentially subsidizes the interest rate of the project borrowers.

Loan Agreement A written contract between a lender and a borrower that sets out the rights and obligations of each party regarding a specified loan. Loss Reserves That portion of a fund's earnings or permanent capital designated by the board of directors as a reserve against possible loan losses and, as such, unavailable for lending purposes. Generally accepted accounting principles governing for-profit and regulated financial institutions require that loan loss expense be deducted as an annual expense on an accrual basis and that the loan loss reserve be shown as a contra asset reducing loan assets.

To date, no accounting convention has been established to govern hdfc bank personal loan interest loss reserve accounting for unregulated nonprofit institutions. The technical treatment is to establish the reserve through periodic charges against earnings, and actual losses, when and if incurred, and are charged against the reserve.

Hdfc bank personal loan interest

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Hdfc bank personal loan interest